(239) 567-9992
(239) 567-9992
(239) 690-6300
Florida auto insurance laws stipulate that these coverages are mandatory for maintaining legal driving status. Furthermore, Florida operates under a no-fault insurance system, meaning that, regardless of who is at fault in an accident, each party files a claim with their own insurance to cover medical expenses and lost wages up to the limits of their PIP coverage.
However, with the rising costs associated with car accidents, these minimums may not suffice. Many opt for additional coverage such as bodily injury liability, comprehensive coverage, and full coverage car insurance to ensure a broader safety net.
SWFL’s unique blend of bustling tourist activity, susceptibility to extreme weather, and a significant presence of uninsured motorists adds layers of complexity to choosing the right car insurance policy.
To navigate the Florida car insurance landscape effectively, consider these best practices: